Treasury Manager

Job Summary

The Treasury Manager is responsible for leading treasury operations across multiple markets by managing liquidity, safeguarding customer funds, optimizing cash utilization, overseeing settlement funding, maintaining strategic banking relationships, and ensuring robust treasury controls. The role supports seamless payment operations, minimizes financial risk, and contributes to the continued growth of the organization's digital payments ecosystem.

Key Responsibilities

• Monitor daily cash positions across bank accounts, wallets, and settlement accounts.
• Develop accurate short- and medium-term cash flow forecasts.
• Optimize cash utilization while maintaining sufficient liquidity for operational requirements.
• Ensure adequate funding for daily merchant settlements and payment obligations across all operating markets.
• Identify and recommend short-term investment opportunities in line with treasury policies.
• Manage relationships with banks, payment networks, and other financial institutions.
• Oversee bank account administration, mandates, and treasury documentation.
• Ensure compliance with treasury policies, banking mandates, and regulatory requirements.
• Review bank reconciliations and ensure timely resolution of outstanding items.
• Identify opportunities to improve treasury efficiency and reduce banking costs.
• Oversee settlement funding for merchants, partners, and payment schemes.
• Safeguard customer funds in accordance with regulatory and internal requirements.
• Monitor settlement reconciliations and improve settlement funding processes.
• Collaborate with Settlement Operations to ensure timely and accurate merchant settlements.
• Manage liquidity, foreign exchange, settlement, and counterparty risks.
• Develop, implement, and maintain treasury policies, procedures, and internal controls.
• Support internal and external treasury audits and ensure compliance with governance standards.
• Monitor financial exposures and recommend appropriate risk mitigation strategies.
• Prepare treasury reports, liquidity reports, cash flow analyses, and management reports.
• Ensure accurate accounting and reporting of treasury transactions.
• Support monthly financial close processes and executive reporting.
• Provide financial insights to support strategic business decisions.
• Lead, mentor, and develop the Treasury team.
• Establish departmental KPIs and monitor team performance.
• Drive process automation, operational efficiency, and continuous improvement initiatives.

Job Requirements

Education

• Bachelor's Degree in Finance, Accounting, Economics, or a related field.
• CPA (K), ACCA, or an equivalent professional accounting qualification is required.
• Certified Treasury Professional (CTP) or a related treasury qualification is an added advantage.

Experience

• Minimum of 7 years of experience in Treasury, Cash Management, Corporate Finance, or Financial Operations.
• Experience in fintech, banking, payment services, or financial services is highly preferred.
• Experience managing treasury operations across multiple markets is an added advantage.
• Strong understanding of payment ecosystems, settlement processes, and banking operations.

Technical Skills

• Strong expertise in treasury management, liquidity management, and cash forecasting.
• Knowledge of treasury controls, financial risk management, and banking operations.
• Understanding of payment systems, settlement operations, and financial infrastructure.
• Proficiency in ERP systems, Microsoft Excel, and treasury management tools.

Key Competencies

• Strong analytical and financial management skills.
• Excellent leadership and team management abilities.
• Strong stakeholder, negotiation, and relationship management skills.
• Excellent communication and presentation skills.
• High attention to detail and accuracy.
• Strong problem-solving and decision-making abilities.
• Ability to work under pressure and manage multiple priorities.
• High integrity and commitment to financial governance and compliance.

Reporting To

Chief Financial Officer (CFO)

Skills Required:

• Accounting / Finance
• Economics / Statistics